NJ Medicaid provides health insurance to parents/caretakers and dependant children, pregnant women, and people who are aged, blind or disabled. These programs pay for hospital services, doctor visits, prescriptions, nursing home care and other healthcare needs, depending on what program a person is eligible for.
To be eligible for New Jersey Medicaid, a person must:
- be a resident of New Jersey
- be a U.S. Citizen or qualified alient (most immigrants who arrive after August 22, 1996 are barred from Medicaid for five years, but not from NJ FamilyCare and certain programs for pregnant women)
- meet specific standards for financial income and resources
In addition, a person must fall into one of the following categories:
- Families with dependent children
- People who are 65 years of age or older, blind, or permanently disabled
- Pregnant Women
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Learn attorney secrets for
Protecting Assets While Qualifying for Medicaid!
New Jersey Medicaid is a government health insurance program available to people with very limited income and resources.
Medicaid in New Jersey does not pay money to you. It sends payments directly to your health care providers.
Medicaid in NJ can pay for medical services in your own home or if you live in a residential care facility that takes Medicaid residents.
Medicaid in New Jersey will pay for assisted living and homebased care under medicaid waiver programs and other New Jersey state programs.
Costs for asssisted living run 4-7,500 per month.
You need to demonstrate the need for nursing home care ( not being able to manage in a home environment, requiring assistance with activity of daily living skills for more than 2.5 hours per day) and you need to meet the strict financial requirements established by the state.
The Cost of Nursing Homes
Fact: 40% of people turning 65 will need a nursing home Some full-time, others off and on
Applying For Medicaid
Of course, you've heard of the 10 commandments, the 11th commandment is:
Never, ever file a Medicaid application until you are sure that you qualify or it is strategically beneficial to be denied
Once you apply for Medicaid, you will lose the opportunity to protect your assets
Planning A Funeral Based On Certain Customs
Protecting your Future: Medicaid has 2 sets of rules
